As the Payments Architect, you will be supporting the payments value stream to transform and modernize our payments landscape with expertise in Microservices and Cloud Technologies. This will be a challenging role in a fast paced environment but will be a rewarding process to drive change from both a strategic roadmap and solution design perspective.
Organizational Culture / Work Environment
While we support individualism, we also strongly believe in the power of effective teamwork. Our working environments are highly collaborative and energised, all with a view to stimulate creativity and promote a shared purpose to serve our clients with excellence, professionalism, and care.
Qualifications
A Degree in Business Science, Engineering, Computer Science and/or IT. Preference would be given to a candidate certified in TOGAF or a similar Framework.
Work Experience
The Candidate needs to have a minimum of 5 years' experience in a Payment Architecture role, ideally in the South African Banking industry.
Skills
TOGAF 9
Modelling experience in EA tools
Business acumen
Holistic thinking
Analytical thinking
Problem solving
Demonstrated leadership
EA Tool experience
Beneficial skills
business change design
business process optimization
business strategy
benefits analysis
systems behavior
solution modelling
SOA
system integration
application design
data design
ICT industry standards
service design
architecture principles design
architecture views and design
building block design
Duties and Responsibilities
Design, build and deploy payment services projects as per the roadmap of our business units;
Deliver the most recognized payment methods in each market & innovative payment methods working closely with technology providers;
Analyse different technical options to deliver the payment architecture, in alignment with the global/local payments roadmap, functional constraints and the e-commerce solutions landscape defined as part of the company strategy;
Perform workload estimation and prototype development together with the development teams.
Coordinate in some projects the development activities to ensure consistency between as-built solutions and their design;
Delivery of Solution Designs taking into account timeline and budget constraints.
Engage and collaborate with technical stakeholders (Architecture, Security, Infrastructure) to get the solution design approved and in line with IT strategy.
When applicable, assist the development manager in the coordination of development activities to get a solution in line with technical design documentation.
Provide appropriate documentation and coaching to the project team and provide assistance during installation / deployment phase.
Ensure efficient knowledge transfer and ramp up time for new on- and off-shore developers.
Industrialization is integrated in the design of the solution when possible to be easily rolled out in other context without major developments;
Work to assure Online and Offline international payment acceptance for all brands and markets;
Use continuous improvement methodologies to grow revenue, reduce costs and mitigate risk;
Work to mitigate risk when it comes to payments acceptance. Assure PCI and ISO principles. Work with Fraud / Risk business teams and prepare plans for data breach response plans and DRP related to payments acceptance.
Advocate the adoption of “best practices” to ensure standardization across the organization in processes and solutions and collaborate with cross functional business units and other functional teams to drive end-to-end process consistency, maturity & effectiveness.
What we're looking for:
• Strong Software Architecture background and knowledge of agile development practices with a history of technical leadership
• Experience across the entire software development life cycle from inception, through build to production
• You appreciate and acknowledge the impact of system design decisions on scalability, resilience, and supportability
• Experience of API design and architecture patterns, messaging technologies (Kafka, MQ)
• Exposure to modern application frameworks (Spring boot Java etc)
• Exposure to Open Banking architecture framework
We’d welcome the following desirable skills and experience:
• Knowledge of delivery of microservices to production
• Exposure to Systems Thinking
• Exposure to Docker and container orchestration tools e.g., Kubernetes
• Knowledge in one or more of the following: API Economy; Big Data; Cloud/Open Source; Automation/Robotics; Blockchain
• An understanding of any of the following Payments areas: SA Domestic Payments (Cheques, Faster Payments, ); International Payments (SWIFT/SEPA);
• Legal, Regulatory & Mandatory projects in Payments areas
• New Payments Architecture